Non-owned & Rental Aircraft Insurance

Non-owned aircraft insurance, otherwise known as rental aircraft insurance provides property damage, personal injury and aircraft hull protection for pilots flying an aircraft that they don’t own.  It’s imperative for any pilot that flies an aircraft that they rent be covered for this liability.  In many cases, the owner will have an aircraft insurance policy.  Typically, that policy will protect the owner, but not a renter or borrower.

Our staff is comprised of pilots in addition to insurance professionals, both who understand private aviation insurance and can counsel you on what type of coverage best suits your needs and ways to lower your rates as you advance your pilot experience.  That is why hundreds of private aircraft pilots  who fly non-owned aircraft turn to Alpha Risk Management for all of their insurance needs.

Independent flight instructors, aviation hobbyists, students, multi-engine and helicopter renters all need rental aircraft insurance.  The following are some specific examples of non-owned aircraft exposures that Alpha Risk Management can cover:

• A person or organization that charters an aircraft for personal use;
• A pilot who rents an aircraft from the aircraft owner;
• A student pilot taking instruction in someone else’s aircraft;
• A Certified Flight Instructor (CFI) providing flight instructions in a customer’s aircraft;
• A pilot who borrows an aircraft, even though an approved pilot;
• A mechanic who is test flying a customer’s aircraft;
• Someone who is ferrying or delivering an aircraft for someone else; and
• A person who is operating the aircraft when a loss occurs, even if accompanied by the aircraft owner/pilot.

At Alpha Risk Management, we work with pilots who fly non-owned and rental aircraft and work with more than a dozen underwriters throughout the country to provide you the best coverage possible at the most competitive rates.  Our rental aircraft coverage includes liability coverage for non-owners, deductible liability, flight instructor liability, and coverage for physical damage.

For a no cost or obligation analysis and consultation, call us today at 480-304-5090 or click the button below.