About Pilot Life Insurance

When it comes to buying a life insurance policy, high risk jobs such as piloting an aircraft push up the price quite considerably. Most life insurance companies and underwriters deny coverage to pilots, as they have no understanding of the actual risk of flying. If coverage can be obtained, they often charge excessive aviation surcharges or require an Aviation Exclusion Rider that makes the policy void if the insured dies in an aircraft accident.

At Alpha Risk Management, we are the specialists in aviation insurance, including life insurance for pilots. The majority of our employees are pilots themselves and not only understand the risk, but have shopped for their own life insurance as part of their family’s financial plan. We work with dozens of financially-sound insurance companies that can offer pilot life insurance at an affordable premium and cater to your specific needs, with no exclusions. Contact one of our experienced pilot life insurance agents today and start enjoying the peace of mind knowing that your family will be protected in the event of a loss.

Whether you are a commercial airline pilot, corporate pilot or a private pilot looking for pilot life insurance, Alpha Risk Management can offer competitive premiums and full coverage to protect the dependents that rely on your income.

Our application process is quick and easy and includes questions such as:

• · What type of aircraft do you fly?
• · Who is your employer?
• · What routes do you fly?
• · Are your flights scheduled or charter?

Once your application is submitted, we will work with our select group of underwriters to find you the best coverage at the best price. Pilot life insurance premiums can vary between companies for the same exact benefits. Alpha Risk Management has a relationship with leading insurers that allow us to offer you preferred rates that may not be available through other companies that offer life insurance for pilots.

At Alpha Risk Management, we can provide the following life insurance products for pilots:

• Term Life – an insurance plan that covers the insured for a certain period of time, not for his/her entire life.
• Universal Life Insurance – an insurance plan with periodically adjusted returns tied to short-term interest rates.
• Whole Life Insurance – an insurance plan with premiums payable throughout a person’s life.

Once your application is received, a nurse or physician will contact you to set up an appointment for a medical exam at your home or office.